Banking & Financial Services
Digital Banking Transformation Platform
End-to-end digital transformation for a regional bank, enabling 2L+ customers to access modern banking services via mobile and web channels.
The Challenge
Modernizing Legacy Banking
A regional bank in Maharashtra needed to digitize their operations to serve 2L+ customers. Their legacy system couldn't support digital transactions, mobile banking, or rapid customer onboarding, leading to market share loss.
- Legacy systems incompatible with modern digital services
- Lengthy manual processes for account opening and loans
- No mobile banking presence for retail customers
- High operational costs due to branch-dependency
Our Solution
Comprehensive Digital Platform
Built a secure, scalable digital banking platform with mobile apps, internet banking, and an automated core banking integration layer.
Execution Strategy
- Phase 1: Core Integration3 monthsAPI Middleware creationSecurity auditLegacy data mappingCore banking interface
- Phase 2: Channel Development5 monthsNative iOS/Android AppsResponsive Web BankingPayment Gateway integrationKYC automation
- Phase 3: Rollout4 monthsUAT with 500 usersSecurity certification (CERT-In)Staff trainingPhased public launch
Technology Stack
React Native
Node.js
MongoDB
AWS
Blockchain
The Impact
Banking Reimagined
The platform catapulted the bank into the digital age, matching top-tier private banks in customer experience.
80% within 6 months
Digital Adoption
Customers migrating to digital channels
60% faster
Transaction Speed
Reduction in processing time
₹12Cr annually
Operational Savings
Reduced branch overheads
Additional Benefits
- Seamless customer onboarding (e-KYC)
- 24/7 banking availability
- Enhanced brand image and trust
- New revenue streams from digital products